Terms of Use

BladderCancer.net / Health Union Terms of Use

Effective Date: August 31, 2018.

The following terms of use (“Terms of Use“) is an agreement between you, as a User (defined below), and Health Union, LLC, a Delaware limited liability company, governing your use of BladderCancer.net, including any subdomains, blogs, embedded code or objects, or any web services (collectively, “BladderCancer.net” or “Site”). Hereinafter, “Health Union” (or “we,” “us” or “our“) shall mean Health Union, LLC, and all parents, subsidiaries, intermediaries and affiliates thereof and all the officers, directors, Editorial Board Members (as defined in the Editorial Policy), board physicians, shareholders, employees and agents thereof.

IMPORTANT: BLADDERCANCER.NET DOES NOT PROVIDE MEDICAL ADVICE. THE INFORMATION CONTAINED ON THIS SITE SHOULD NEVER REPLACE A DOCTOR’S ADVICE AND RECOMMENDATIONS. YOUR HEALTHCARE PROVIDER IS THE BEST RESOURCE TO CONSULT REGARDING WHAT IS BEST FOR YOU AND YOUR MEDICAL CONDITION. IF YOU HAVE AN EMERGENCY, CALL 911 OR CONTACT YOUR DOCTOR IMMEDIATELY. RELIANCE ON (A) ANY CONTENT PROVIDED BY BLADDERCANCER.NET OR (B) ANY COMMENTS MADE BY USERS OF THE SITE, IS SOLELY AT YOUR OWN RISK AND IS NOT RECOMMENDED.

BY ACCESSING OR USING BLADDERCANCER.NET YOU AGREE TO COMPLY FULLY WITH AND BE LEGALLY BOUND BY THE TERMS OF USE OF THIS SITE AS DESCRIBED HEREIN. IF YOU DO NOT COMPLY OR AGREE WITH THESE TERMS OF USE OF THE SITE YOU MAY NOT USE, ACCESS, VIEW OR BENEFIT FROM ANY INFORMATION OR SERVICES OF THIS SITE. HEALTH UNION, LLC MAY UPDATE THE TERMS OF USE FROM TIME TO TIME WITHOUT NOTICE TO YOU BEYOND POSTING THE UPDATED TERMS AND PROVIDING THE EFFECTIVE DATE. YOUR CONTINUED USE OF THE SITE WILL CONSTITUTE YOUR ACCEPTANCE OF SUCH UPDATES.

About the Terms

Key Terms. Terms not otherwise defined will have the following meanings:

  • Users” means any and all persons that access or use the Site. References to “access” and/or “use” of the Site (and any variations thereof) include the acts of accessing or browsing the Site.
  • User Content” refers to videos, text, photos, information and other content captured, recorded, streamed, stored, shared or otherwise made available or caused to be made available by users on or through the Site.
  • Your Content” refers to User Content that is provided or made available by you. Your Content does not include confidential account registration information.

Site Rules and Supplemental Terms. Your access to and use of the Site is governed by the terms and conditions of these Terms of Use, our Privacy Policy, currently located at www.BladderCancer.net/privacy-policy (as described in more detail below), any and all other policies and rules referenced herein, posted on the Site, or otherwise communicated to Users (the “Site Rules”).

Certain of the features, functionality, tools, content and promotions available on or through the Site may be subject to additional or supplemental terms and conditions (“Supplemental Terms”). If you choose to access or use those features, functionality, tools or content or participate in those promotions, the applicable Supplemental Terms are also incorporated and deemed part of these Terms of Use.

If there is a conflict between these Terms of Use and the Supplemental Terms, the Supplemental Terms will govern and control with respect to the applicable features, functionality, tools, content and promotions.

PLEASE READ THESE TERMS OF USE, OUR PRIVACY POLICY, SITE RULES AND ALL APPLICABLE SUPPLEMENTAL TERMS (COLLECTIVELY, THE “TERMS”) CAREFULLY, AS THEY CONTAIN TERMS AND CONDITIONS THAT IMPACT YOUR RIGHTS, OBLIGATIONS AND REMEDIES IN CONNECTION WITH YOUR USE OF THE SITE. YOUR ACCESS TO AND USE OF THE SITE IS CONDITIONED ON YOUR ACCEPTANCE OF AND COMPLIANCE WITH THESE TERMS.

About the Site

License to Use. Subject to your compliance with the Terms, Health Union grants you a limited non-exclusive, non-transferable, non-assignable and non-sublicensable license to access and use the Site. This license is granted for the sole purpose of enabling you to use and enjoy the benefit of the Site as provided by Health Union, in the manner permitted by the Terms. BladderCancer.net is for personal use only. You may not copy, reproduce, republish, sell or otherwise profit from the information found on BladderCancer.net for non-personal use or redistribute the information for non-personal use. BladderCancer.net is only for individuals ages 18 years or older. If you are under the age of 18, you may only use the Site under adult supervision, in which this adult is solely responsible for your conduct on this Site.

Modifications and Updates to the Site. Health Union reserves the right, in its sole discretion, to modify or discontinue offering the Site, in whole or in part, or any features, functionality, tools or content thereof, at any time, for any reason or no reason, with or without notice to you.

International Users. The Site is controlled and operated within the United States. You are hereby prohibited from accessing or using the Site from any territory where the Site or any of the features, functionality, tools, content thereof, is illegal. If you choose to access the Site from a location outside the United States, you do so at your own risk and you are solely responsible for compliance with applicable laws, rules and regulations, including export laws and any regulations and local laws regarding online conduct and content.

Accounts

Registration. While certain Site Content is publicly available, you must register for a User account before you are able to use all features of the Site. When you create your account, you will be asked to create a username and password, which you will be solely responsible for safeguarding. You further acknowledge and agree that you will be solely responsible for any activities or actions on or through your account, whether or not you have authorized such activities or actions. Health Union cannot and will not be liable for any loss or damage arising from your failure to comply with the above requirements.

Termination. You may cancel your account at any time. We may, in our discretion, without liability to you and without limiting our other remedies, with or without prior notice and at any time, decide to (i) limit, suspend, deactivate or cancel your account and take technical and legal steps to prevent you from using our Site at any time for any reason, and (ii) screen or delay the posting or delivery of Your Content. If your account is deactivated or cancelled, Health Union will have the right, but not the obligation to delete Your Content.

Intellectual Property

Site Content. The term “Site Content” shall mean all copyright, designs, the “look and feel” of the Site, trademarks, and all other intellectual property rights including software and all HTML and other code contained in or run by this Site and all information such as the “look and feel” of the Site, data files, graphics, text, photographs, drawings, logos, rich media, including Flash and Silverlight, images, sounds, music, video, or audio files on this Site. You acknowledge and agree that all Site Content shall remain at all times vested in Health Union and/or are the property of their respective owners. All such Site Content is protected by federal and state laws and regulations and international treaty provisions. You are permitted to use the Site Content only as expressly authorized herein by Health Union and/or its third party licensors. Any reproduction or redistribution of Site Content is prohibited and may result in civil and criminal penalties. Violators will be prosecuted to the fullest extent permissible under applicable law. Without limiting the foregoing, copying and use of the above-listed materials to any other server, location or support for publication, reproduction or distribution is expressly prohibited.

Your Content. By recording, uploading, streaming, sharing or storing Your Content, you hereby grant Health Union a worldwide, non-exclusive, transferable, sublicensable, royalty-free right and license to use, copy, reproduce, process, adapt, modify, distribute, post, broadcast, publicly perform, publish and display Your Content in any and all media as necessary to operate the Site. You further grant us the right to use, copy, distribute, post, broadcast, publicly perform, publish and display your username in connection with Your Content as described herein or elsewhere on the Site. Health Union does not claim any ownership rights in Your Content and nothing in the Terms will be deemed to restrict any rights that you may have to use and exploit any such content, subject only to the licenses granted to Health Union under these Terms. You acknowledge and agree that you are solely responsible for Your Content, and for any consequences thereof, including the use of Your Content by other Users.

Feedback. We welcome and encourage you to provide feedback, comments, ideas and suggestions for improvements, enhancements and modifications to the Site (“Feedback”). You may submit Feedback by e-mailing us, at helpdesk@health-union.com. You acknowledge and agree that all Feedback you give us (i) will be treated as non-confidential, and (ii) will be the sole and exclusive property of Health Union. Without limiting the foregoing, you acknowledge that your Feedback may be disseminated or used by Health Union or its affiliates for any purpose whatsoever, including developing, improving and marketing products. You hereby irrevocably transfer and assign to Health Union all of your right, title, and interest in and to all Feedback, including all worldwide patent, copyright, trade secret, moral and other proprietary or intellectual property rights therein, and waive any moral rights you may have in such Feedback.

Copyright Policy. If you are a copyright owner or an agent thereof and believe that any Site or User Content infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (“DMCA”) by providing our Copyright Agent with the following information in writing:

  • A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
  • Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material;
  • Information reasonably sufficient to permit the service provider to contact you, such as an address, telephone number, and, if available, an electronic mail;
  • A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  • A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

We reserve the right to remove User Content alleged to be infringing without prior notice, at our sole discretion.

If you believe that any of Your Content was improperly removed or disabled, please provide the following Counter-Notification to our Copyright Agent (see 17 U.S.C. Section 512(g) for further detail):

  • your physical or electronic signature;
  • a description of the materials that have been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
  • a statement, under penalty of perjury, that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled; and
  • your name, address and telephone number, and a statement that you consent to the jurisdiction of the Federal District Court for the judicial district in which the address is located, and that you will accept service of process from the person who provided notification of the alleged infringement.

(See 17 U.S.C. Section 512(c)(3) for further detail about the Digital Millennium Copyright Act).

Our designated copyright agent for notice of alleged copyright infringement is:

Lauren Lawhon
Health Union, LLC
1 International Plaza
Suite 550
Philadelphia, PA 19113

E-mail: copyright@health-union.com

Warranties, Disclaimers, & Limitation of Liability

Warranties by Users. You represent and warrant to Health Union that:

  • you have the power and authority to accept and agree to the Terms;
  • you own or control all of the rights necessary to grant the rights and licenses granted herein;
  • you will not violate any federal, state or local laws, rules or regulations or infringe the rights of any third party, including, any intellectual property, privacy or publicity-related rights, in connection with Your Content or otherwise in connection with your access to or use of the Site;
  • the exercise by Health Union of the rights granted by you hereunder will not cause Health Union to violate any applicable laws, rules or regulations, to infringe the rights of any third party; and
  • all account information provided by you will be complete, accurate and up-to-date when provided, and updated as necessary to ensure that it remains complete, accurate and up-to-date.

Disclaimer of Warranties YOUR USE OF THE SITE AND SITE CONTENT IS AT YOUR OWN RISK. THE SITE, ALL SITE CONTENT, SERVICES, AND INFORMATION IS MADE AVAILABLE OR DISCUSSED ON OR ACCESSED THROUGH THE SITE, IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND.

HEALTH UNION MAKES NO REPRESENTATIONS OR ENDORSEMENTS ABOUT THE SUITABILITY FOR ANY PURPOSE OF PRODUCTS, SERVICES AND INFORMATION AVAILABLE THROUGH THIS SITE.

FURTHER, HEALTH UNION DISCLAIMS ALL WARRANTIES AND CONDITIONS, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, WITH REGARD TO THE SITE CONTENT, PRODUCTS, SERVICES AND ALL OTHER INFORMATION CONTAINED ON AND/OR MADE AVAILABLE THROUGH THIS SITE, INCLUDING BUT NOT LIMITED TO THE AVAILABILITY OF THIS SITE.

WE DO NOT GUARANTEE THE TIMELINESS, VALIDITY, COMPLETENESS OR ACCURACY OF THE SITE CONTENT. WE DO NOT WARRANT THAT THE FUNCTIONS, MATERIALS OR CONTENT ON THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE. ADDITIONALLY, WE DO NOT WARRANT THAT SITE WILL REMAIN FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

BECAUSE SOME JURISDICTIONS DO NOT ALLOW OR PERMIT THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES; HEALTH UNION’S LIABILITY IN THESE JURISDICTIONS SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

Limitation of Liability. IN NO EVENT SHALL HEALTH UNION BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SITE OR WITH THE DELAY OR INABILITY TO USE SAME, OR WITH HYPERTEXT OR GRAPHIC LINKS TO THIRD PARTIES, OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THE SITE OR ANY LINKED SITE, OR FOR ANY INFORMATION, PRODUCTS, AND SERVICES OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF SAME, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF HEALTH UNION HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES AND EVEN IF SUCH DAMAGES RESULT FROM HEALTH UNION’S NEGLIGENCE OR GROSS NEGLIGENCE.

YOU ACKNOWLEDGE AND AGREE THAT, TO THE MAXIMUM EXTENT NOT PROHIBITED BY LAW:

  • THE ENTIRE RISK ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE IS AND REMAINS WITH YOU.
  • WITHOUT LIMITING THE FOREGOING, HEALTH UNION DISCLAIMS ANY AND ALL LIABILITY RELATED TO (I) THE ACTS OR OMISSIONS OF ANY OTHER USER OR ANY OTHER PERSONS WITH WHOM YOU COMMUNICATE OR INTERACT AS A RESULT OF YOUR USE OF THE SITE, AND (II) ANY USER OR SITE CONTENT ACCESSED, VIEWED OR DOWNLOADED IN CONNECTION WITH THE USE OF THE SITE.
  • YOU ACKNOWLEDGE AND AGREE THAT THE ACCESSING AND USING THE SITE, SUBMITTING AND TRANSMITTING YOUR CONTENT, COMMUNICATING OR INTERACTING WITH OTHER USERS AND ACCESSING, VIEWING OR DOWNLOADING THE USER CONTENT OF OTHER USERS ARE DONE AT YOUR OWN DISCRETION AND RISK, AND YOU AND HEREBY RELEASE HEALTH UNION AND WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGES CAUSED BY ANY OF THE FOREGOING.
  • CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSIVE OR LIMITATION OF CERTAIN DAMAGES AS SET FORTH IN THIS SECTION, SO THESE LIMITATIONS AND EXCLUSIONS APPLY TO YOU ONLY TO THE EXTENT PERMITTED BY APPLICABLE LAW. IN THE EVENT THAT THE FOREGOING LIMITATION OF LIABILITY IS DETERMINED BY A COURT OF COMPETENT JURISDICTION TO BE UNENFORCEABLE, HEALTH UNION’S AGGREGATE LIABILITY ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT SHALL BE LIMITED TO ONE HUNDRED U.S. DOLLARS (US $100).

Third Party Websites and Information

As a convenience to you, the Site provides links to other websites and sources of information (“Out Links”). In no circumstances is Health Union liable or responsible for the content contained or associated with any third party website. Health Union does not monitor or necessarily agree or know to be accurate any content contained or associated with any third party website. By clicking on an Out Link, you agree that Health Union shall not be liable, directly or indirectly, for any damage or actions caused or alleged by, or in connection with the use of any Out Link.

Advertising Policy

From time to time Health Union accepts relevant advertising on its websites. Advertising is clearly identified and surrounded by clearly viewable statements such as “ADVERTISEMENT,” “SPONSORED LINKS,” “SPONSOR RESOURCE CENTER” or other such distinctions. Health Union does not review or approve content in the advertisements. When clicking on a “banner advertisement” or entering a “sponsored page” you agree that Health Union shall not be liable, directly or indirectly, for any damage or actions caused or alleged by or in connection with the use of these links and their content.

User Participation / Terms of Conduct

At BladderCancer.net, we welcome patients’, caregivers’ and others’ thoughts, comments and experiences via our interactive forums, which include blogs, forums and reviews.

When contributing Your Content to BladderCancer.net, you acknowledge and warrant that you own or otherwise control all of the rights to Your Content that you contribute; that Your Content is accurate and non-confidential; that use of Your Content does not violate these Terms of Use and will not cause injury to any person or entity; and that you will indemnify Health Union or its affiliates for all claims resulting from Your Content.

Health Union reserves the right, but has no obligation, to review, verify or monitor all activity and the accuracy of the information that you post. By contributing Your Content, of any type, you grant to Health Union the perpetual, worldwide, irrevocable right to use or reproduce Your Content without attribution or compensation to you. Health Union reserves the right to remove, without warning or notice to the User, any User Content that Health Union believes, in its sole discretion, is unfit for BladderCancer.net. This includes posts that are deemed to be overtly commercial in nature.

You agree that you will access and use the Site is for your personal use only. Any time you access or use the Site, you are required to comply with our User conduct guidelines, as set forth below.

Public Areas. You agree that you will not access or use the Site to capture, record, upload, stream, share or store any video or images, or otherwise act in any manner, that:

  • is intended to perpetrate a hoax or otherwise defraud, mislead or deceive any person or entity;
  • violates, breaches or circumvents any local, state, federal or other law, rule or regulation;
  • violates, breaches or circumvents the rights of any person or entity, including infringing or misappropriating such party’s patent, copyright, trademark, trade secret, moral rights or other intellectual property rights, or rights of publicity or privacy;
  • is defamatory, obscene, pornographic, vulgar, lewd, offensive or unlawful, promotes discrimination, bigotry, racism, hatred, harassment or harm against any individual or group;
  • promotes illegal or harmful activities or substances; or
  • is harmful to children.

User Conduct Guidelines. Without limiting the above, you are not authorized to access or use the Site:

  • to impersonate any person or entity, or falsify or otherwise misrepresent your identity, credentials, affiliations or intentions;
  • to collect, store or use any information from or about another User;
  • to “stalk” or harass any other User;
  • to distribute unsolicited commercial or bulk electronic communications (or, “spam”), chain letters or “pyramid” schemes;
  • for political campaigning, recruiting votes or soliciting donations or other support for legislative or other initiatives;
  • to systematically retrieve information or content to create or compile, directly or indirectly, in single or multiple downloads, a collection, compilation, database, directory or the like, whether by manual methods, through the use of bots, crawlers, or spiders, or otherwise;
  • if you are not able to form legally binding contracts (for example, if you are under 18); or
  • for any other purposes that are not expressly permitted by the Terms.

Further, you may not:

  • access, copy, distribute, share, publish, use or store any Site Content, including any information from or about any other User, for purposes that are inconsistent with our Privacy Policy, or otherwise violate the privacy rights or any other rights of other Users or any other third party, including by disclosing, selling, renting, distributing or exposing any Site Content to a third party, using it for marketing purposes, or otherwise using it for any purposes unrelated to the Site;
  • access, copy, distribute, share, publish, use or store, or prepare derivative works from any Site Content that belongs to Health Union, another User or to a third party, including works covered by any copyrights, trademark, patent, or other intellectual property right, except with prior express permission of the person or entity party holding the rights to license such use;
  • circumvent our systems, policies, determinations as to your account status, including by attempting to access or use the Site if your account has been suspended or cancelled or you have otherwise been temporarily or permanently prohibited or blocked from using the Site;
  • access, search, collect information from, or otherwise interact with the Site by “scraping,” “crawling” or “spidering” the Site, by the use of any software, device, script or robot, or by any other means (automated or otherwise), unless you have been specifically authorized to do so in a separate agreement with Health Union;
  • use, display, mirror or frame the Site, or any feature, functionality, tool or content of the Site, Health Union’s name, any Health Union trademark, logo or other proprietary information, without Health Union’s express written consent;
  • interfere with, disrupt, damage or compromise the Site or our systems or the access of any User, host or network in any way, including through the use of viruses, cancel bots, Trojan horses, harmful code, flood pings, denial-of-service attacks, backdoors, packet or IP spoofing, forged routing or electronic mail address information or similar methods or technology or by overloading, flooding, spamming, mail-bombing the Site or otherwise imposing an unreasonable or disproportionately large load on the Site;
  • avoid, bypass, remove, deactivate, impair, descramble, or otherwise circumvent any technological measure implemented by Health Union or any of Health Union’s providers or any other third party to protect the Site;
  • export or re-export the Site, except in compliance with the export control laws and regulations of any relevant jurisdictions;
  • otherwise abuse the Site or breach the Terms; or
  • attempt to do any of the foregoing, or advocate, encourage or assist any third party in doing any of the foregoing.

Important Information When Participating In Our Forums And Blogs.

Please note that posts to BladderCancer.net forums and blogs are viewable by the public and discoverable by search engines. When using our forums and blogs, some of your personally identifiable information (only if provided by you) such as your first or last name, might be displayed, making your information no longer private. Please bear this in mind when creating a username and when posting Your Content.

User Content. The opinions expressed in BladderCancer.net’s User Content, such as forums, blogs, reviews, ratings and other areas of the site are solely those of the authors, who may or may not have medical or scientific training.

These opinions and comments do not represent the opinions of Health Union and do not go through our editorial board or our Editorial Policy. Health Union does not assume liability for any of the User Content on the Site. In some instances, opinions and comments may contain information about treatments or uses of prescription drugs that have not been approved by the U.S. Food and Drug Administration. Health Union does not endorse or encourage the use of non-FDA approved products, services or treatment.

Health Union reserves the right to remove User Content in its sole discretion.

Disputes
You expressly agree that any dispute arising out of or in connection with the Site, the Site Content or these Terms of Use shall be decided in accordance with the laws of the State of New York without giving effect to any choice of law rules. You expressly consent to the exclusive jurisdiction of the state and federal courts sitting in the State, City and County of New York and hereby waive any objection to jurisdiction and venue in such courts.

Miscellaneous

Privacy. Our collection and use of information about Users is governed by our Privacy Policy. By accessing and using the Site, you consent to the collection and use of this information, including the transfer of this information outside the United States and/or other countries, for storage, processing and use by Health Union. As part of providing you the Site, we may need to provide you with certain communications, such as service announcements and administrative messages. These communications are considered part of the Site, which you may not be able to opt-out from receiving unless you terminate your account.

Notices. Any notices or other communications permitted or required hereunder, including those regarding modifications to the Terms, will be in writing and given by Health Union (i) via e-mail (in each case to the address that you provide), or (ii) by posting to the Site. For notices made by e-mail, the date on which such notice is transmitted will be deemed the date of receipt.

Entire Agreement. These Terms, including these Terms of Use, our Privacy Policy, the applicable Supplemental Terms and any and all Site Rules, constitute the entire and exclusive understanding and agreement between you and Health Union regarding your access to and use of the Site, and supersede and replace any and all prior or contemporaneous oral or written understandings or agreements between you and Health Union and regarding the subject matter hereof.

Survival of Terms. Any provisions of the Terms that contemplate performance or observance subsequent to the expiration or termination of these Terms of Use shall survive such expiration or termination.

Waiver. Our failure to exercise any right or enforce any obligation under these Terms of Use or to take action with respect to a breach by you or others will not constitute a waiver of such right, obligation or breach. The waiver of any right, obligation or breach will be effective only if in writing and signed by a duly authorized representative of Health Union. In addition, no waiver granted in any instance shall constitute a waiver in any other instance.

Remedies. Except as expressly set forth in the Terms, the exercise by either party of any of its remedies under the Terms will be without prejudice to its other remedies available under contract, at law, in equity or otherwise.

Severability. Except as otherwise provided in the Terms, if an arbitrator or a court of competent jurisdiction finds any provision of the Terms to be invalid, void or unenforceable, in whole or in part, for any reason, the offending provision will be enforced to the maximum extent permissible and will not affect the validity or enforceability of the remaining provisions, which will remain in full force and effect.

California Residents. Pursuant to California Civil Code §1789.3, California residents are also entitled to the following specific consumer rights notice:

Complaints regarding the Site or requests to receive further information regarding use of the Site may be sent to the above address or to helpdesk@health-union.com. The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Boulevard, Suite N112, Sacramento, CA 95834 or by telephone at (916) 445-1245 or (800) 952-5210. Hearing impaired persons may call TDD (800)-326-2297 or TDD (916)-928-1227, see www.dca.ca.gov for additional information.

Contact Us. If you have any questions or concerns, please contact Health Union at helpdesk@health-union.com. You can also write to us at:

Health Union, LLC
1 International Plaza
Suite 550
Philadelphia, PA 19113

Copyright ©2018 Health Union, LLC. All rights reserved.